Premium Price Spikes Continue to Haunt Obamacare Enrollees Affordable Care Act (ACA) insurers are bracing for another year of double digit premium increases, with a median proposed hike of 14% across the 77 insurers that have submitted rate filings.
The main drivers behind these price spikes are mounting healthcare costs, federal regulatory changes, and the expiration of pandemic era subsidies.
This trend is not new; it has been two years since ACA premiums began surging. In 2026, the median rate increase was a staggering 20%, leaving many middle class enrollees struggling to make ends meet.