How to Choose the Right Car Insurance Coverage Limits When states struggle with rising auto insurance rates and increasing numbers of drivers, one crucial aspect of car insurance coverage often goes unexamined: liability limits.
Meeting state mandated minimums may allow drivers to stay on the road legally, but it is far from enough to safeguard their finances against potential lawsuits.
Drivers with significant assets or future earning potential who opt for the lowest liability limits are essentially playing with fire.